Seeing jewelry as a form of self expression starts at a young age. I’m sure we can all remember a time when we rummaged through our mom’s jewelry box and tried on her jewelry (with permission or not). We looked in the mirror with awe.
As we grew up, we collected random costume jewelry from birthday parties, parades, and gumball machines, until we could afford to purchase friendship necklaces and fake pearls as teenagers. As adults, it becomes a little more complicated, because fine jewelry comes at a higher price tag, so our jewelry collection is typically smaller and must be carefully chosen. There are essential pieces every woman should have in her jewelry box, as they are versatile enough to be worn both day and night, whether casual or formal, and will maintain their value and style over time. It’s time to take an inventory of your jewelry box to see if you have these recommended items.
1. Diamond Stud Earrings
Diamond stud earrings are often the first piece of fine jewelry that is gifted to a young woman, or the first item she decides to purchase for herself. Diamond stud earrings are classic and can be dressed up or down easily because they are simple, yet offer sparkle. They can be worn with a dress for a formal dinner or with jeans and a sweater for a casual evening out.
If round brilliant-cut diamonds aren’t your favorite, you’re in luck—diamonds come in a variety of stunning shapes, including princess, pear, marquise, Asscher, oval, and heart. Diamond stud earring mountings also come in many styles and metal colors. You can choose a mounting with engraving, filigree, milgrain, or other adornments that will reflect your personal style.
When shopping for diamond stud earrings, consider the 4Cs, just like when shopping for any diamond. Cut, color, clarity, and carat weight for both stones should be the same (or be as close as possible) to make sure the earrings match.
2. Watch
While Fitbits and Apple Watches are all the rage right now–and completely acceptable for your morning run or evening workout–for a more dressed up event, everyone should own a signature watch. It doesn’t have to be a Rolex, because not everyone desires or can afford such an expensive timepiece. Fortunately there are endless options when it comes to beautiful and reliable watches.
Not only can you use your watch for practical things like keeping time and date, but it gives your outfit a professional and dressy vibe. If you like an antique look, consider shopping estate collections for older watches that are still in good shape. Alternatively, there are a variety of watch brands such as Omega, Seiko, Citizen, or even Gucci, offering competitively priced and beautiful watches that, if cared for properly, can last decades.
3. Pearl Necklace
Pearl necklaces can dress up any outfit. They can be worn in the office with a suit, or on the weekend with a sweater and leggings, completely versatile. Pearl necklaces come in endless colors, shapes, sizes, and lengths. You can select a single strand or double strand, or even long strands that can be layered. Pearls come in a wide variety of colors, such as white, gray, gold, black, and green. They are sourced from different areas and can be categorized as Tahitian, Akoya, South Sea, or Freshwater. In addition, pearls can vary in shape, such as round, abalone, baroque, or drop (which resembles a pear or teardrop). Because there are so many options, you can select the pearl strand that best reflects your personal style and matches the majority of your wardrobe.
4. Hoop Earrings
Hoop earrings are another piece of jewelry that we started to collect as young women–though the majority of them may have come from Claire’s at the mall. When not wearing your classic pair of diamond stud earrings, versatile hoop earrings are a great alternative. Hoop earrings come in many metal colors, sizes, shapes, and with or without diamonds or color gemstones. Because of the options available, this allows you to select a pair of hoops that speaks to your style. Whether you select a pair of yellow gold hoops with rubies, or plain platinum hoops, either can be the final accessory to the outfit of your choice.
5. Statement Ring
A statement ring can take many forms, and for some women it’s their engagement ring. For any woman, married or unmarried, a statement ring is a staple of her jewelry wardrobe. If you can’t find what you’re looking for in your local jewelry store case or online, many jewelers offer custom design. You can choose your favorite metal (gold in white, yellow or rose, platinum), your favorite gemstone (diamond, ruby, sapphire, emerald, zircon, quartz, etc.), and any accent stones or design details.
6. Statement Necklace
Similar to a statement ring, a statement necklace can be as customizable as your imagination allows. It can dress up a fairly plain outfit and draw people’s eyes to your face. You can again choose your favorite metal color and gemstone, but necklaces also come in different styles and lengths. You can also select the chain pattern and width that best matches your outfit. 
The cable chain is a simple, versatile chain with round or oval links, ideal for pendants, bracelets, and charms.
The curb chain has flat, closely connected links that lay flat–popular in men's jewelry–with thicker versions worn alone as statement pieces.
The figaro chain features a unique pattern of three short links followed by a long one, adding dimension. This type of chain is often favored in men's designs.
The rope chain, known for its twisted look, is durable but can catch on fabric.
The box chain has square links for a sturdy, structured design, often used with pendants.
The snake chain is smooth and flexible, commonly used in women’s formal jewelry, though it can kink easily.
Finally, the herringbone chain has V-shaped links in a distinct pattern, however it's delicate and prone to kinks.
7. Personalized Jewelry
The final piece of jewelry that every woman should own is a personalized piece. This can come in the form of earrings, necklace, ring, bracelet, or pin, and can be personalized in many different ways. Whether it’s a mother’s ring with your children’s birthstones, a locket with your spouse’s picture, or an initial or name necklace, it holds a connection to yourself and those you love.
This list of essential jewelry pieces can really enhance your wardrobe. Each piece will add style, flexibility, and a personal touch, making them great choices for any collection. From classic diamond stud earrings to a timeless pearl necklace, a stylish watch that’s both practical and elegant, and hoops or statement rings that add flair, each piece can be personally selected to hold a special place in your jewelry box. These staples will be perfect for any occasion, casual or formal, and the personalized pieces can add an extra layer of meaning, connecting you to special memories.
